The checklist
- Names, addresses and contact details for you and the contractor
- Detailed scope: rooms, materials, brands, finishes and allowances
- Total price and what is excluded
- Start date, estimated completion and what can extend it
- Payment schedule tied to completed milestones, not dates
- Change order process: written, priced and signed before the work
- Who pulls permits and schedules inspections
- Subcontractor and supplier list (required in Texas unless you waive it in writing)
- Lien releases and a bills-paid affidavit before final payment
- Warranty length, what it covers and how to make a claim
- Cleanup, site protection and working hours
- Insurance: general liability and workers’ coverage details
Red flags
- A large deposit before any work or materials
- No written contract, or pressure to sign today
- Suggesting you pull the permit yourself
- Cash only
- Vague scope like “remodel bathroom” with no materials listed
Common questions
How much should a contractor’s deposit be?
Enough to schedule and order early materials is normal. Large upfront payments are a warning sign; tie the rest to completed milestones and keep the 10% reserve Texas law expects.
What is a change order?
A written, priced and signed change to the scope or price. Never agree to changes verbally; they are the most common cause of disputes.
Sources
This guide is general information, not legal, tax or financial advice. Rules change; confirm details with the agency named in the sources or a licensed professional.